The price of auto insurance varies widely between drivers. You probably know some of the reasons why the price can vary: some demographics are more prone to getting into accidents, for example, and drivers with a history of accidents will always pay more than drivers with a clean history.
But there are certain factors that go into car insurance that you might not expect. Here are 4 things that have a significant impact on your car insurance price that you might not expect.
Your Credit Score: Your credit score impacts the price you pay for car insurance. People with lower credit scores typically pay more for car insurance than those with higher credit scores.
Marital Status: Married people tend to have fewer accidents than single people. Yes, your marital status will affect your auto insurance policy.
Your Profession: People with certain professions get in fewer accidents than those in other professions. Your insurance company will take your profession into account. Someone who works from home, for example, may pay less for insurance than a courier.
Vehicle Size: Obviously, the type of vehicle you own will affect the price of car insurance. However, the size of your vehicle can also affect your price. Larger vehicles can cause more damage to other cars and property. If you’re in an accident in a large vehicle, then your claim could be larger than a driver with a smaller vehicle.
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